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Auto Insurance

There are over 200,000 automobile and truck crashes in Indiana every year.

In its most recent study, the state of Indiana reported 754 deaths caused by traffic accidents for the year 2010. In Indianapolis there were 55 fatal accidents in 2009 and 90 vehicles were involved in these fatal accidents. Of these fatal accidents 17 were caused by drunk drivers and pedestrians were involved in 15 fatal accidents.

If you are a driver in Indiana and you do not have auto insurance, you are breaking the law and putting yourself and others at risk. In order to drive legally in Indiana, your coverage must include uninsured and underinsured motorist’s coverage unless you reject this in writing. Minimum liability limits are:

  • Uninsured Motorists: Bodily Injury: $25,000/$50,000
  • Property Damage: $10,000
  • Under insured Motorists: Bodily Injury: $50,000

In Indiana, if you are caught driving without car insurance, your license will be suspended for 90 days and you will have to pay a reinstatement fee. If you happen to violate Indiana auto insurance laws twice within the same year, you will lose your license for a year. At Ogren Insurance, we can offer you coverage that is affordable and satisfies your legal obligation. We can also add to policy limits and offer additional options that protect you even more.

Don’t risk being on the road without the proper insurance. Our agents can also provide auto insurance to drivers in Illinois and Michigan. Call us today at 888.489.1371 or fill out our quote form for more information.

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