Workers Compensation Insurance
In Indiana, employers are required to provide workers compensation insurance for their employees.
Not only is it a good idea to have workers comp insurance, it’s also the law. The Indiana Workers Compensation Act was enacted in 1915 and requires employers to carry insurance to cover their liability for work-related injuries sustained by employees. It covers part-time workers, minors, executives, and employees who are working outside the state but are employed by an Indiana company.
At Ogren Insurance, we offer affordable plans that are tailored to your particular business. Our workers compensation insurance provides coverage for:
- Medical Benefits – including hospital and medical expenses that are necessary to identify and treat an injury or illness.
- Disability Compensation – compensates for wages lost while an injury or illness makes it impossible for an employee to work.
- Rehabilitation – pays for medical and therapeutic care.
- Death – provides death benefits to people who were related to the deceased worker.
When you offer workers compensation protection to employees, you are also protecting yourself from lawsuits. When the right compensation package is in place, employees give up the right to sue for damages caused by injuries or illness.
If you would like to save money on your workers comp insurance, give us a call today. Our agents look forward to working with you!